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Biohazard cleanup guide

Does Insurance Cover Biohazard Cleanup?

Some property owners ask whether insurance may help with biohazard cleanup. The answer depends on the policy, cause of loss, exclusions, documentation, and the insurer's determination.

Call 475-231-8562 Speak with us about the property

For an active medical, fire, police, or other immediate emergency, contact the appropriate emergency service first.

Do not assume coverage

A cleanup company cannot guarantee that an insurer will pay a claim. Review the policy and contact the insurer or agent for coverage questions.

Ask what documentation is needed

If it is safe and appropriate to do so, ask the insurer what documentation it needs before affected property is removed. Do not delay urgent safety measures solely for photographs.

Keep the cleanup scope clear

A description of the affected area and proposed work can make conversations with the insurer easier.

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